What is 3D secure ?

One of the best authentification process to safeguard financial transactions

3D Secure is one of the most advanced authentication process created by several different credit card companies to help secure what is called CNP (Cardholder Not Present) transactions online.

Here you will find the different steps to pay with a 3D secure payment :
1/ Choose what you want to buy
2/ Enter your credit or debit card details
3/ Those informations are transmitted to your bank. Then, it asks you to authenticate thanks to one of those codes (depend of your bank) :

your personnal code

 

your date of birth

 

bank code which is sent to you throught a SMS

4/ Your bank checks if everything is okay and ends the payment